Can I Take Action On This

[Give It Time]

Today, on my answering machine, there was a message from a terse sounding credit union representative. The phone call was for my deceased (since 2007) FIL, who has never lived under my roof, but my ex executed the estate. This credit union rep was looking for my former BIL, ex's brother. I haven't seen or talked to this person since he threatened my life (2004?), but my number was once my ex's and former BIL does have it.

It occurred to me, whatever previous BIL did to piss off the credit union is probably recent.

Two questions:

Can I report this?

If so, how and to whom?

[Red Ryder]

It will take less emotional energy to just say "wrong number".

[Give It Time]

It will take less emotional energy to just say "wrong number".

True, very true. Too difficult to explain.

[Give It Time]

Changing my phone number as I write this. XH just lost his ability to call our son.

[Silver Girl]

Seven years used to be the time limit for reporting a bad debt and/or renewing a collection. Fourteen years was the limit for reporting a bankruptcy, but I don't know if that's still the case. Your number is probably still in the records and some clerk or skip tracer is trying to locate the person. You can contact them and they'll remove the number. They may ask if you know a good (current) number, so be prepared with how you want to answer that (you can just refuse to discuss it, probably). Even if BIL is messing with you, you can get them to leave you alone. (I used to work with credit reporting a million years ago).

[Silver Girl]

Duplicate - sorry!

[Give It Time]

Seven years used to be the time limit for reporting a bad debt and/or renewing a collection. Fourteen years was the limit for reporting a bankruptcy, but I don't know if that's still the case. Your number is probably still in the records and some clerk or skip tracer is trying to locate the person. You can contact them and they'll remove the number. They may ask if you know a good (current) number, so be prepared with how you want to answer that (you can just refuse to discuss it, probably). Even if BIL is messing with you, you can get them to leave you alone. (I used to work with credit reporting a million years ago).

Thank you. I was wondering how old the information could be. The credit union is located in same town as my ex, not XBIL. Don't want to find out too much of what is going on, just want X out of my life, as much as possible.

[Red Ryder]

Even if BIL is messing with you, you can get them to leave you alone. (I used to work with credit reporting a million years ago).

Wow, you don't look a day over 300 years old!

[Give It Time]

Even if BIL is messing with you, you can get them to leave you alone. (I used to work with credit reporting a million years ago).

Wow, you don't look a day over 300 years old!

Very true. Silver Girl's avatar is a silver vixen.

[TestimonyLost]

I used to work as a skiptracer for a collection agency so I agree with SG that it's very possible your ex-BIL didn't give your phone number to the creditor. If he's no longer using the number he did give them, they'd go digging and your number would pop up as a possible connection to him. Anyway, you're always better safe than sorry but I wouldn't worry too much.

[Give It Time]

I used to work as a skiptracer for a collection agency so I agree with SG that it's very possible your ex-BIL didn't give your phone number to the creditor. If he's no longer using the number he did give them, they'd go digging and your number would pop up as a possible connection to him. Anyway, you're always better safe than sorry but I wouldn't worry too much.

Thank you. I'm also aware that data can simply pass from one company to another, once it's collected, but I agree that the safest course is just to not give him the opportunity. This is completely like him, in my experience of him, BTW.